COBRA IQ

A smarter way to think about COBRA.

Get a personalized analysis of whether COBRA makes financial and practical sense for your situation — so you can make a decision that fits your real life.

Built on decades of COBRA and benefits administration experience.

Free. Personalized. Results in minutes.

Personalized for your situation

Plain-English explanations

Practical and balanced

Free and confidential

It's more than the monthly cost.

COBRA decisions are personal.

COBRA can cost hundreds or thousands of dollars a month, but the cost alone doesn't tell you whether it's the right decision. COBRA IQ looks at the big picture — including your healthcare needs, deductible progress, providers, prescriptions, dependent or family details — to help you see what really matters in your situation.

Real people. Real situations.

Your life. Your factors. A clear way forward.

COBRA isn't one-size-fits-all. COBRA IQ helps you weigh the financial and practical considerations that matter most to you — so you can make a decision with more confidence.

Your next chapter deserves a clearer plan.

Take a few minutes to understand your COBRA options and discover what makes sense for your situation.

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